Broker Check

A Disciplined Approach to Asset Management

Analyzing Your Situation

Knowing your needs and goals help us identify investment objectives and constraints. Crucial to success are:

  • Goals 
  • Time Frames 
  • Investment Resources 
  • Investment Risk Tolerance 
  • Required Return Rate

Asset Allocation

Modern portfolio theory holds that asset allocation is essential to success. Performance depends more on the markets selected than the individual securities within the market.

Asset allocation is central to our management of portfolios. We further divide major asset classes (e.g., stocks, bonds, and cash) into Sectors.

This strategy responds to variables such as:

  • Market price to book value 
  • Price to earnings 
  • Bond yields 
  • Market capitalization

Selecting Managers

Selecting managers who reflect the investment style of desirable market segments is critical to portfolio management. Appropriate managers can be identified only by evaluating the performance of managers with similar styles. We apply the following criteria:

  • Sufficient history to allow analysis (typically 3 year minimum) 
  • Superior, consistent relative return (compared to others with a similar style) 
  • Superior risk-adjusted philosophy


Monthly account statements 
Transaction confirmations 
Quarterly performance reporting

A disciplined strategy to maximize returns while minimizing risk 
Quick, low-cost (no-load), implementation of decisions 
Broad selection of funds 
Continual monitoring of mutual fund managers` performance.